I am very fortunate to have a job during this quarantine period. People are impacted in more than one way. From a high level of unemployment and stress to loss of loved ones, we are going through a period of trial. For some of us, it is time to slow Read more…
Pursuing financial freedom is a ride that many take, and only a few gets to the end. The difference between those achieving financial freedom and those who don’t is, primarily, based on one’s earnings/income. But there is also a mental component that allows you to focus, process your feelings about Read more…
I had them twice: first for my undergrad degree, then for my masters degree! My undergrad loan was about $20,000 and, my graduate loan about $35,000. Putting these number down remind me of how far I have come. When I took the loan, I thought, like many, that I will Read more…
What’s the biggest reason people don’t invest? Because they “don’t have” money. If you wait until you have money to invest, you might wait forever. You need to curve it out of your existing expenses and make it a priority to invest. The second reason people don’t invest is that Read more…
I can’t be the only one struggling to make a budget! I’m a finance professional, I work with excel spreadsheets all day, I love numbers, but I still can’t manage to stick to the routine of making a monthly budget. I have no excuse to not love the budget! I Read more…
Finances are scary and intimidating for a lot of people, but they shouldn’t be. Finances are science, an exact science I might add. Numbers don’t lie. One plus one will always equal two. The principals you need to follow to win in your finances are simple: make more than you Read more…
I don’t like the app on your phone that tells you how much time you spend on social media. I honestly don’t know how, but my average daily time on social media is between 2-3 hours! Anyone else having this problem? If I spend those 3 hours every day working Read more…
I grew up in East Africa in one of the poorest countries in the world. This is not to make anyone feel sorry, but to show that I’m familiar with this concept. I consider myself to be middle class: not poor nor rich. Back there, I thought everything was fine. Read more…
The last week has been heavy and heartbreaking for many especially for us the black community. There are no words to express how I’m feeling. Some days, I am angry. I feel defeated. Some days, I’m horrified. Somedays I’m numb. I also feel scared. All I know is that I’m Read more…
The year was 2005. It was my first (ever) job in the USA. I didn’t speak a lot of English, but I was going to college, so my written English was better. To make matters worse, I was going to be working as a cashier. That meant talking to a Read more…