I have heard people say: what plan should I follow? What should I do first? Where should I invest? Is this better than that? None of these matter in my opinion! Whatever plan that lets you sleep at night is the best plan for you. Don’t worry too much about Read more…
Personal finances are easy to mess-up, and some people think you need special education to know how to manage your money well. The truth is you can learn everything you need to know for free online. So why would people need financial coaches, advisors, or mentors? Because they need a Read more…
Finances are not something we talk about even with our friends. It is too personal to bring up during a casual conversation. But just because we don’t talk about it doesn’t mean we are not influenced by our friends’ “financial decisions” regularly. What influences us about our friends’ behavior is Read more…
Back home, we say that: “the dad who doesn’t love you leaves you to do things he couldn’t do”. This is probably the worse translation of this Burundian proverb, and for that, I apologize in advance! I love my munchkin with all my heart. The hopes I have for her Read more…
I am very fortunate to have a job during this quarantine period. People are impacted in more than one way. From a high level of unemployment and stress to loss of loved ones, we are going through a period of trial. For some of us, it is time to slow Read more…
I had them twice: first for my undergrad degree, then for my masters degree! My undergrad loan was about $20,000 and, my graduate loan about $35,000. Putting these number down remind me of how far I have come. When I took the loan, I thought, like many, that I will Read more…
I can’t be the only one struggling to make a budget! I’m a finance professional, I work with excel spreadsheets all day, I love numbers, but I still can’t manage to stick to the routine of making a monthly budget. I have no excuse to not love the budget! I Read more…
You don’t need to be a financial expert to be an expert in your finances. Financial professionals might help you with how to get to where you want to be but they can’t tell you where you want to be and they definitely can’t make you do the work. Great Read more…
I don’t like the app on your phone that tells you how much time you spend on social media. I honestly don’t know how, but my average daily time on social media is between 2-3 hours! Anyone else having this problem? If I spend those 3 hours every day working Read more…
The year was 2005. It was my first (ever) job in the USA. I didn’t speak a lot of English, but I was going to college, so my written English was better. To make matters worse, I was going to be working as a cashier. That meant talking to a Read more…