On your financial journey, there comes a time when you need to add something to the strategy that has nothing to do with saving, earning income, budgeting, or investing. That’s right! You have earned some money, pay off debts, invested, and now it is time to protect your hard work. Read more…
Like many, I wanted to live the American dream of homeownership. I knew I could not afford to pay cash and would need to take a mortgage. The thought of borrowing that much money scared me, but like many, I had 30 years to pay it off. I always think Read more…
That’s right, what you make is as important as what you spend or what you don’t spend (save). You probably know someone who has a six-figure salary that is still in debt and can’t seem to have the finances together. Or you know someone with a modest salary and who Read more…
Pursuing financial freedom is a ride that many take, and only a few gets to the end. The difference between those achieving financial freedom and those who don’t is, primarily, based on one’s earnings/income. But there is also a mental component that allows you to focus, process your feelings about Read more…
I had them twice: first for my undergrad degree, then for my masters degree! My undergrad loan was about $20,000 and, my graduate loan about $35,000. Putting these number down remind me of how far I have come. When I took the loan, I thought, like many, that I will Read more…
I said it before, and I will say it again; your journey to financial freedom requires a strategy. You can’t just hope and pray that you will wake up a millionaire one day. You have to plan. Your plan must be flexible. There will be bumps in the road, but Read more…
You don’t need to be a financial expert to be an expert in your finances. Financial professionals might help you with how to get to where you want to be but they can’t tell you where you want to be and they definitely can’t make you do the work. Great Read more…
Finances are scary and intimidating for a lot of people, but they shouldn’t be. Finances are science, an exact science I might add. Numbers don’t lie. One plus one will always equal two. The principals you need to follow to win in your finances are simple: make more than you Read more…
I don’t like the app on your phone that tells you how much time you spend on social media. I honestly don’t know how, but my average daily time on social media is between 2-3 hours! Anyone else having this problem? If I spend those 3 hours every day working Read more…
The last week has been heavy and heartbreaking for many especially for us the black community. There are no words to express how I’m feeling. Some days, I am angry. I feel defeated. Some days, I’m horrified. Somedays I’m numb. I also feel scared. All I know is that I’m Read more…