Personal finances are easy to mess-up, and some people think you need special education to know how to manage your money well. The truth is you can learn everything you need to know for free online. So why would people Read more…
On your financial journey, there comes a time when you need to add something to the strategy that has nothing to do with saving, earning income, budgeting, or investing. That’s right! You have earned some money, pay off debts, invested, Read more…
Like many, I wanted to live the American dream of homeownership. I knew I could not afford to pay cash and would need to take a mortgage. The thought of borrowing that much money scared me, but like many, I Read more…
Finances are not something we talk about even with our friends. It is too personal to bring up during a casual conversation. But just because we don’t talk about it doesn’t mean we are not influenced by our friends’ “financial Read more…
That’s right, what you make is as important as what you spend or what you don’t spend (save). You probably know someone who has a six-figure salary that is still in debt and can’t seem to have the finances together. Read more…
Back home, we say that: “the dad who doesn’t love you leaves you to do things he couldn’t do”. This is probably the worse translation of this Burundian proverb, and for that, I apologize in advance! I love my munchkin Read more…
I am very fortunate to have a job during this quarantine period. People are impacted in more than one way. From a high level of unemployment and stress to loss of loved ones, we are going through a period of Read more…
Pursuing financial freedom is a ride that many take, and only a few gets to the end. The difference between those achieving financial freedom and those who don’t is, primarily, based on one’s earnings/income. But there is also a mental Read more…
I had them twice: first for my undergrad degree, then for my masters degree! My undergrad loan was about $20,000 and, my graduate loan about $35,000. Putting these number down remind me of how far I have come. When I Read more…
I said it before, and I will say it again; your journey to financial freedom requires a strategy. You can’t just hope and pray that you will wake up a millionaire one day. You have to plan. Your plan must Read more…