Here is the Breaking News: If you make $125,000 or less and have federal student loans, you might be eligible for $10,000 loan forgiveness. It means you will not have to pay back the $10K! This is huge! It can Read more…
Why compare crypto to investing?Glad you asked! Because cryptocurrency is not investing. I look at this the same way I look at the lottery. There is a possibility that it can make you rich, but the probabilities are against you. Read more…
Money management is a strategy to ensure you get the most out of your money. It includes expense tracking, investing, banking, taxes, etc. Good habits and character are the foundation for money management. You can’t outperform a bad strategy no Read more…
When you are a kid, you can’t wait to grow up. When you are grown, you wish you could go back to being a kid. Each phase has its perks and challenges, but we usually tend to focus only on Read more…
In the FIRE community, some common beliefs are followed (some of which I find very extreme). (a) invest aggressively (50%-75% of your income); (b) get rid of debt; (c) use cash instead of a credit card; (d) retire early (in Read more…
Before you move on to the next post, this post is not about limiting you but growing you. When I think about the life I want to live, I think about the freedom I want to have (especially in my Read more…
Investing is not exciting. I would even go as far as to say that it is boring. BUT, it’s so worthy it! Stay focus on the end goal; which is building wealth.
I have heard people say: what plan should I follow? What should I do first? Where should I invest? Is this better than that? None of these matter in my opinion! Whatever plan that lets you sleep at night is Read more…
I wish there were a specific plan that can work for all. Or a formula that can match everyone to a customized plan. Do you know those tests you take and, based on your score, they put you in a Read more…
Wealth is an abundance of valuable possessions or resources. Wealth is sustainable. Having money in your bank account doesn’t make you wealthy. Wealthy people have money, know how to make money, and know-how to manage money. So how does one Read more…